Tom Grywalski is co-founder and president of Spire Development and Spire Consulting. Previously Tom worked for Lancaster Pollard, a mortgage banking and investment banking firm that specializes in providing financial solutions to the affordable housing and senior living sectors. While at Lancaster Pollard, Tom developed expertise in underwriting bonds as well as originating and structuring USDA, Fannie Mae, and HUD/FHA-insured debt solutions. Tom also possesses experience in sell-side advisory and direct investment transactions. Prior to joining Lancaster Pollard, Tom worked as an analyst for a private equity firm focused on acquiring health care and distribution companies. Tom served on active duty for six years as an infantry officer in the U.S. Army, where he earned the following qualifications: ranger tab, combat infantryman badge, expert infantryman badge, airborne wings, and air assault wings. Tom is a combat veteran of the wars in Afghanistan and Iraq. Tom holds a master’s degree in business administration from The Ohio State University and a bachelor’s degree in philosophy from the United States Military Academy at West Point. He holds general securities representative licenses (Series 7, 63, and 79).