Hard Money Ventures is focused on providing money to "Real Estate Owners", and we strive to do all we can to meet your expectations. No job requirement, no income requirement, no Credit requirement, and Bad credit and BK is fine. Most hard money loans require 25% down to purchase or you must have more than 25% equity to refinance. Niche loans where you can show assets and, wish to repair and flip real estate can be done with 10% down case by case.