Bayview Foundation is the philanthropic affiliate of Bayview Asset Management (“Bayview”) where he is the founding Chairman and CEO. Bayview is an investment management firm headquartered in Coral Gables, Florida, serving as a private credit fund manager with platforms focused on investments in structured products, loans and special situations in the U.S. and Europe. Mr. Ertel serves on the Board of Trustees of the University of Pennsylvania and is Chair of the Academic Policy Committee. He also is Chair of the Board of Overseers for the School of Social Policy & Practice. At Penn, Mr. Ertel helped found the Center for High Impact Philanthropy. The Center provides independent analysis, education, and other decision making tools for donors interested in maximizing the social impact of their charitable donations. Mr. Ertel attended the Wharton School at the University of Pennsylvania where he earned a Master of Business Administration degree in 1988 as well as a Bachelor of Science in Economics degree with a concentration in Finance in 1987.