LEASE This is an absolute NNN lease with 14 years remaining, guaranteed by a publicly traded company. The Tenant is Peoples Bank, guaranteed by Finward Bancorp. Rent increases 2.00% annually and Tenant has no renewal options remaining. The lease was originally structured as a sale/leaseback to a private equity fund, so it has been written to the highest possible standards. This can be owned and managed from anywhere in the world. PROPERTY The Property consists of a two-story (±) 20,558 SF building (10,279 SF per story) situated on a large 1.920 acre lot. There are 56 parking spaces, along with a three-lane drive-thru. This "Class A" retail/office building offers plenty of parking and easy access via the signalized intersection of LaGrange Rd and W 147th St, right in the middle of the Orland Park retail trade area. LaGrange Road is the primary north/south retail corridor for all of the southwest suburbs and is a premier thoroughfare to be a part of. The subject property shares a traffic light with Orland Square Mall, the region’s best shopping center. The area is lined with virtually every retailer that exists in the Chicago suburban area. This location has a strong deposit base of (+/-) $73M. TRADE AREA Orland Park is a premier upscale community just 25 miles southwest of Chicago. The area is considered the commercial center of the Chicago Southland Suburban Region. The village itself boasts a population of 60,000 people with a median household income of over $97,000/yr. The area offers local residents an easy commute to downtown Chicago via three train stops, Interstate 80, and numerous four-lane commercial corridors. The subject property sits right in the middle of it all right off LaGrange Road (35,535 VPD). Orland Park has a very high quality of living as evidenced by numerous accolades and articles from around the country. The area features higher levels of education via St Xavier University, ITT Technical Institute, Robert Morris University and numerous medical urgent cares and research centers.