LEASE This is an absolute NNN lease with 14 years remaining, guaranteed by a publicly traded company. The Tenant is Peoples Bank, guaranteed by Finward Bancorp. Rent increases 2.00% annually and Tenant has no renewal options remaining. The lease was originally structured as a sale/leaseback to a private equity fund, so it has been written to the highest possible standards. This can be owned and managed from anywhere in the world. PROPERTY The Property consists of a two-story ± 6,440 SF building with an additional ± 2,970 SF basement on 1.10 acres. The first and second floors are approximately 3,220 SF each. The large lot consists of 38 parking spaces with a three-teller lane drivethru plus a freestanding ATM drive-thru. The site offers excellent visibility along Highway 30 (41,414 VPD) with easy access from a signalized intersection. There is an unobstructed monument sign on Highway 30, offering excellent curb appeal and exposure. This location has a huge deposit base of ± $146M with 41,414 vehicles passing the property daily. TRADE AREA Schererville is part of the 9.5 million person Chicago MSA, located only 30 miles southeast of Chicago’s CBD, on the Indiana side. This is one of the fastest growing areas of Chicago and Indiana as many Illinois residents are moving to Indiana to take advantage of lower taxes and easy commuting to Chicago via the METRA train system and numerous highways serving the Schererville area. Money Magazine recently ranked Schererville “One of the 100 Best Places to Live in the US” due to the high quality of living, low crime rates, and excellent Lake Central School System.